Travel Insurance - Not To Be Ignored

This is one insurance, which is generally not taken too seriously by the people in UK. A thought is given to the same only when you are all set to leave for a holiday and that too rarely. Not something to be ignored, travel insurance gives you an assurance that there is someone behind you whilst you are hundred of miles away from your home. Hence, a hassle free and relaxed holiday is a natural outcome of this insurance.

Though they look like, but not all travel insurances are the same and we need to check the cover and small print before settling down with a one of your choice. Does your insurance cover loss as well as theft? Is 24-hours emergency assistance included? What is your level of medical protection? You need to find answers to all these questions before taking a final con your travel insurance.

Make sure to disclose every relevant and significant detail of your activities and medical history to your insurer. It is actually a contract based on trust, so do not mislead your insurer by keeping back significant information from him. This might in future result in you being declined the claim.

If any of your expensive possessions, bag or baggage gets lost or stolen, report it immediately to the local police and your travel representative. Your report with the police should be kept as a documented proof to claim your travel insurance. Sometimes, even with all proofs, documents and photographs, your claim might get rejected. If you think you have been unfairly treated by your insurer, an appeal can be made to the Financial Ombudsman Service.

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